Anyone who believes their Roth is not touchable is crazy. They would be in the same camp as those who believe Social Security is in a lockbox and can't be touched. The SCOTUS has ruled twice on Social Security - Helvering v. Davis and Flemming v. Nestor. Social Security is not a contract, they can change the rules anytime they want. And they will do the same thing with Roth accounts. When the well runs dry these a**holes will look under every rock for anything they can tax and pilfer.