John Stossel said before, "insurance makes health care expensive." It's true!
In the US, we have the worst of both worlds, a largely socialized system with almost no administrative cost caps.
In fact, it looks like the employer driven plans inflate prices by about 40% in my estimation.
This is the result of the Democrats' hard-on with pushing "Medicare for everyone," and the Republicans' fixation on "being pro-growth, pro business."
The Covid-19 "response" nonsense simply made everything worse.