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My sense is that Higher Education's Day of reckoning is on the horizon no matter what. Demographics, Debt, Cost Structure and a number of degrees that have no marketability mean that this bubble too will pop.

I work in higher Ed and I can tell you that it is much closer than on the horizon. Much of higher Eds model relies on having students on campus paying rent, eating in cafeterias, etc. COVID has vastly accelerated the move to online education, which is mostly crappy BTW. Couple that with a noticeable decline in enrollment, especially in majors that dont result in decent jobs, and you have a bomb where the fuse has already gone inside the casing.

Flap

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2024. One of Trump or Biden will not be on the ballot in November.
A housing crash will occur. Interest rates will NOT be lowered more than 1% in total unless a housing crash occurs.
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