@ Chromehill,

I have met several in that category of voluntary deadbeats, with very high salaries.

They fully expect the debt to be written off by dems, and why they vote as such (including their parents). They literally said "Biden will get rid of it" and not blink an eye.

Much of the debt is for useless degrees by the usual suspects.....but a decent chunk of it is held by those who are capable (but unwilling) to pay.

I recall decades ago that physicians started to get bad press for not paying their student loans despite their obviously high salaries. I don't think there was much of a non-payment penalty back then. It was like a strategic default on their part. Much like what corporations do I suppose, at least back then. I don't think there was a way to enforce collections or penalties if I remember correctly.

Anyways, all that changed with the news laws preventing BK on student loans, gov taking them over, etc.