With regards to real estate, we moved into our place December of 2009 pretty close to the bottom of the market crash. 12 years later the place is estimated at 2.1x our purchase price. I love our place but it's not worth the exaggerated price that is estimated.

I've been following some areas of AZ and I have been seeing prices drop as I believe there are people trying to cash out while they can. We're saving and waiting and will eventually pull the trigger to get to another state.

Hope everyone here keeps the powder dry and is ready to make the moves that they need/want to when the opportunity presents itself.

Death to the ***** Cult and may next year be better for all.

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Were never going to learn how safe the ******* is unless we start giving it, and thats just the way it goes.
Dr. Eric Rubin, Harvard University