I never considered voiding the degree. It makes sense, I like all three parts to the solution.

I think the government, since they are the lender, should start collection procedures against the people who are refusing to pay their student loans. The people who actually have good jobs. An example, a former co-worker of my wife is a pharmacist. He is late 20's and refuses to pay his student loans back because he believes the government is going to wipe it away. He has a well paying job, over $100K a year and a real estate investment business. This type of asshole, without a doubt the government (lender) should go after. He obviously is not going file for bankruptcy, he is trying to take advantage of the politics of the situation.

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'Power, like the reproductive muscle, longs to be exercised, often without judgement or right' - Gerry Spence

"Above all, while defending our own vital interests, nuclear powers