Right there with you Greenacr. I do play with a small percentage, but I cant afford to lose my pile one year before retirement. I do Treasuries and CD's right now with most of it. I know inflation is a problem, but at least Im not exposed to losing half! Once your pile gets to a big enough amount risking a lot of it seems really stupid.

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"Alas, alas, that great city of Babylon, that mighty city! for in one hour thy judgment come"