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User Info I Am The Money God (And So Are You) in forum [Market-Ticker-Nad]
Posts: 20
Incept: 2013-10-14

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My plan was to retire at 60 when I could start collecting my very small pension. I left a full time job in early 2020 and began work as a part time teacher for an after school non-profit. Well, you guessed it, along comes covid. The non profit kept us on the payroll thru June. I've been collecting unemployment and all the gravy I could handle from Uncle Sugar-we're talking close to two years of getting paid to do absolutely nothing. I'm 58 1/2, will be drawing from my 401k in a year when I'm eligible. Home is paid off. With my significant other collecting SS, I also get rent from him each month so it works out that I actually "make" around $100 each month just to live here. (not really, if you factor in real estate taxes, I basically live rent free).

I saved a hell of a lot of that free money and don't have any outstanding debt.
I've always been very careful with money, although in no way, shape, or form would you call me rich or even well off, just financially secure. We live in interesting times. I want nothing for Christmas, just the usual holiday meal. S/O found a brand new topcoat at Goodwill for $75, so I said, "If that's what you want, I'll pay for it! Merry Christmas!" And so it goes.

I figure you spend the first half of your life acquiring things and the second half getting rid of them. I'm happy to be in the latter part of that second half. There's a lot of wisdom in the adage "Spend less than you earn." I've lived by that motto all my life and have never regreted it.
Posts: 6123
Incept: 2017-06-27

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The problem with this advice for most people is that it forces them to view their lives and live them without many of the distractions and palliatives. This is why it works so much better for those sharing my people's mentality. We kind of look good and hard at quality of life, family life and happiness from a standpoint of everyday boring existence.

Face it, for most people their neighborhoods and daily life suck a lot.

A better way of saying it is that if all that you did was live in small circle surrounding your house just doing mundane stuff and your employment, would you feel that you would never want to live anywhere else?

People get so accustomed to the negatives and indignities that they cease to notice them at the conscious level. But they can deal with life if they can go out to eat on the weekends, maybe drink a little, go to a sporting event, take three vacations a year, go on regular cruises. This does not mean that life should be some perpetual Disney world or second coming of paradise to remove these requirements to get through it as for example people live in some harsh climates and have happy and fulfilling lives while meeting their challenges.

A lot of life for people is that they tolerate stuff only because an area or lifestyle gives them something that they enjoy. This is very common in places like NYC and similar degenerate cities in America.

Most probably this is why people such as myself developed a major distaste for where we lived. We did not have the resources to vacation, have hobbies, cross bridges to some recreation area, spend our time off work doing anything other than stuff on the property that we did not have time for when working. One quickly realizes that one's neighbors merely view neighborhoods as bedrooms and/or communities as necessary, perhaps temporary, evils, to get somethings they need and want only. Some neighbors construct their own amusements within their house walls, feeding the system as Karl describes above caring little about what is outside and avoiding it as much as possible only to exit in their armored-like vehicles to go somewhere else to spend money to make themselves feel like life has joy.

This is what we are fighting to apply Karl's advice above. People were willing to take a shot of Prestone anti-freeze if it meant that they would not have to face that there is nothing joyous about the simple things and lessening life's palliatives would be a short trip to things like boredom, misery, divorce and forms of existential misery.

The manipulative authorities depend upon this with this COVID-BS scam. A good portion of Western life is very offensive, miserable and frustrating to people, and people will do anything to not remind themselves of this fact. How many, even here choose the lesser of evils when selecting a place to live and raise their families. I got a test for you.

If you won the lottery, would you stay exactly where you are?

The sub-level-lottery for Americans has been for too long things like easy money policy, govt jobs, credit, cheap technology, suddenly affordable luxury, creature comforts, all sorts of hobbies and activities, "good schools" really not so good in the burbs, entertainment, even sex for some and excess food and drink.

The authorities are fearful that people just sitting around and realizing things will start with the small stuff like road disrepair and community filth human and otherwise, work their way to pollution noise and otherwise, start to realize that "official" and not so official services are really not all that great and they their neighbors are really inconsiderate. Then it gets a little higher on Maslow's pyramid. They begin to wonder why everything looks like ****, often smelling like it too. Such as why they have to spend a few thousand or at lease a few hundred to walk in some nice nature and without being accosted. Once then, they realize that it might be nice to swallow their own food cooking without the daily interruptions and rudeness and if not for climate control in their homes and cars, the public sphere is quite offensive. City or country would they want their children to walk down the road, would they want to do so themselves and would they like their own to meet others own?

People have been conned into thinking that they need travel or a vacation to escape miserable life or refresh themselves. These things are fun and good, an even i personally would like to do a bit more of them.

But, why is not the simplest existence in their very local area and home the same?

For lots, they found that a year of turning on the TV or using the internet did not cut it. Read the various community forums from the COVID period. People started noticing problems in their neighborhoods like never before. And the making the home a COVID bunker/paradise is also getting old.

This is what people are afraid to face, and why they will wear a mask or do worse to get back to their palliatives. They do not want to questions what is life all about without them. For the ridiculousness of it, my people only donned skis when we traveled in the Alpine regions. Now it is a hobby. Who told you that is was a hobby? Who sold it to you?

There is a thread in "The Bar" section where i decided to be a fly-on-the-wall to see what people conjure.

Whether is was farm, country, town or city, people once viewed them not as a means to an end but life expressing itself in beauty and purpose. Years ago met an accomplished grandfather attorney who described what his son did and loves. He said that he and his co-workers create beautiful things. I assumed art of sorts until i realized that their calling was incredible industrial piping installations and designs for functional use still in place today. These are the kind of things that Europeans come here and marvel at. There was no 80/20 rule there as even the regular workers had something known as high diligence. Everyone was necessary.

Even now a lot of people, especially here, should stop the cult of the top ten percent making a place. Many places rely upon the other 90% of people whose character is that they do not drop the ball and are vigilant and effective in appropriate time frames to implement plans and activities. My company was this way, as are many others now. People must be necessary, perhaps we lost something.

There are a lot of unnecessary people because life is just a means to an end, not a calling itself. The implications to how this is written make a big deal for the point. Doing not just what one was intended but with dignity is the purpose of life. Since all life ends, it cannot be a means to anything other than itself. Yet, we distract people from this to their ruin, for a while making retirement the goal for too many. Funny how most never get to it in a joyful and satisfying result. Being miserable today in the hopes of some tomorrow does not mean to live without plans or frivolously but to see what is really necessary in the moment being the same from day to day.

Why did this happen in the Anglo West? What was Great Britain long before your times? It was the workshop of the world. It was to a lesser degree what China is today. It is a great big pile of coal and metals to this day and was exploited to exploit others. To survive as an empire it had to colonize with its mentality and products. It is why so many avoided its influence, uh, can think of a particular country. And there are some who to this day avoid this with the lingering word describing its influence as a hazard.

One needs so little to be happy, but one might need to make major changes to get there. Stop spending money unnecessarily long before there is a crisis like this one, and one can understand.


"Better to reign in Hell, than serve in Heaven," Satan's monologue in the first book of John Milton's Paradise Lost
Posts: 909
Incept: 2021-05-24

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I made out like a bandit after the housing crash by buying a bank repo. When the housing market crashes again, everyone who's not upside down in their house (real value, not the bs bubble value) will be ok. Plus the banks will work with them because they just lost a **** ton of money on bubble houses bought by broke people.
Posts: 25
Incept: 2021-04-21

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We had tickets to a rescheduled concert at red rocks in Colorado back in September. Less than 2 weeks before the concert we got an email that entry would require proof of vaccination or a negative coof test within 24 hours of the event. Guess who canceled their airline tickets, got a refund on the concert tickets, canceled their hotel, and didn't spend a dime at any local Colorado restaurants or bars. Oh, and since the mandate was at the performer's request, I will never spend another cent of my money on that artist nor listen to his music on any platform. **** all of them.
Posts: 29
Incept: 2021-09-15

western slope colorado
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You nailed it.

People are unhappy with their lot in life, because they're unhappy with themselves. All the searching in the world won't solve their unhappiness until they look inside themselves.

The problem is most people want to point a finger rather than their thumb when dealing with challenges.
Posts: 8
Incept: 2021-10-06

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On a financial basis, the defense companies (and all other companies as well) ought to be eager to grant every exemption requested.

But they are globo-homo, and have swallowed the kool-aid, being SJWs. A rainbow flag was flying under the US flag the other day at the defense contractor I worked for.

So who will prevail? Management for profit (even for the benefit of management instead of shareholders), or the SJWs?
Posts: 26
Incept: 2021-09-13

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Dentist here.
Loved jm's comment on page 1.
We have a sign on the door that says masks are OPTIONAL in my practice.
Wear it if you wish...don't if you wish. Not my worry or problem.
We have been going gangbusters since we re-opened 6/2/20.
2021 has been our best year ever.
No business debt, lots of cash.
Two home mortgages, no other debt.
We have enough cash to pay them off, but honestly, at under 3%, I'll stretch things out for the full term as interest rates go through the roof.
Have seriously been considering selling one property and just winding down, but there is too much $ to be made in business right now.
Posts: 3582
Incept: 2009-04-16

California Desert
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That's interesting because Tim pool mentioned a singer who canceled his concert in LA because he did not believe in segregating unvaxxed that way. Theres a rumor of a free concert instead elsewhere. That would really screwbwith the TPTB. More artists need to do this.
Posts: 62
Incept: 2016-09-28

North Dakota
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Thankfully we have no debt, two newer vehicles paid off (low miles) and have two houses - one rented to a daughter next door. She pays insurance and taxes. At some point we will sell it outright and have that cash available.

We live in Northern North Dakota - I visited family in El Paso, TX recently - I didn't want to play the game on airlines - heck flying from here to El Paso is an all day affair anyway - but didn't want to take the risk of flight cancellations and the like.

I drove - visited friends at one stop and overnighted with them - Amarillo the next (Big Texan Steak Ranch - no masks required, yet waitstaff was masked - whatever), then to El Paso - under the Mayor's mask mandate. The amazing thing is everyone in compliance, mostly, except a few 'holdouts' (ahem) I saw in every store.

People are sick of the show - with the CDC admitting masks are useless for the virus (as it won't keep out smoke particles which are *MUCH MUCH* larger than the virus) - heh - yet it's all about Masks (compliance).

We are at a place that if my employer required shots I would *ASSERT* my right not to take it - just tell them. I would make them fire me. They can play all the games they want, yet I am very needed in doing my part - I developed a process that pretty much only I understand, and even if documented, it takes computer skills that no one in this small town can even begin to understand. Heck, I've presented our solution at several International Conferences - it wasn't trivial.

I'm a team player, yet if forcing a shot , I'd walk (get fired) in a heartbeat - and not look back. They would definitely have a hard time repeating what I've done.

I guess after all that - heck people - drive - go see the country - I drove most of the North-South portion of the US where I was at - there are great things to see. I am also concerned with Pilots croaking mid-flight ( and others - let alone messing with the tard rags...

Heck - we used to go to Florida most every year - I love rockets so the space center near cocoa beach was a stop - this year? No, airlines suck and you need the rags at Kennedy space center - so we are vacationing at home and keeping our own money....
Posts: 48
Incept: 2012-12-29

Windsor Colorado
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Never felt entrepreneurial, have worked for a paycheck for 46 years. Now at 69, collecting SS and working 4 days per week remotely because I like the work (engineering) and the people. No debt, plenty of savings, a nice summer home in Colorado and winter home in Arizona. No complaints and no jab and will gladly walk if forced. What I cant figure out is how to protect against hyper inflation or economic collapse where all the banks fail simultaneously and expose the fraud of FDIC insurance. As long as I am working it feels like a partial hedge for the inflation. I havent heard any recommendations for economic collapse except for an off grid retreat in the wilderness. I think Karl has alluded to the fact that there isnt any.
Posts: 338
Incept: 2021-02-15

Northern Alabama
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@Boredfree and @Whitehat --

Absolutely correct! I mentioned in the bar about applying ****ing window tint to my sliding glass doors yesterday just because it needed it but also doing **** like that brings me happiness. Sunday, I completely organized mine and my son's clothes; getting two lawn bags full ready to give away just because I enjoy doing **** like that. Just two small examples of how I bring joy to my otherwise pretty boring life. But! I like it this way. I enjoy being a cheap ass mother****er. I enjoy not spending money on **** I don't need. I enjoy challenging myself to just how low I can get my electric bill each month without melting... (currently able to live quite comfortably at 82 with a fan or two on....a/c comes on maybe once a day:)
Figure out what you like and what makes you happy. It is not as easy as someone thinks. Seek those little wins for yourself! I tell my kiddo this frequently. That feeling of accomplishment shouldn't be just reserved for required things with school or work bull**** in my case.
Posts: 233
Incept: 2021-04-07

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A significant number of stores and places I used to go are now permanently on the banned list with the nice result that I am saving money at a higher rate than in the past. I especially have resented stores and restaurants that did more than was required by government mandate (which took some creativity to do here in California). I have a particular issue with places that attempted to take my temperature. Note to establishments: it is not a good idea to have your twit hostess automatically raise a pistol-looking device (in this case thermometer) to the forehead of ex-military. I wish to point out that we should also reward those establishments that did the minimum required of them. I am particularly now loyal to a local food establishment in Menlo Park that is a bit pricier but was (and is) very classy and supportive to its customers during this period.
Posts: 823
Incept: 2018-01-29

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Kind of funny how life is when you pare it down.

I have my church, my friends, and my little garden. A decent little house, and a wife and family I love. Most of our vacations are to see family, and I prefer it that way.

I sense a lot of people are trying to distract themselves on how much they hate their life. So you go on big outings, which are fun, but what about home?

Stopped going to mask tard places. Drives them nuts when we stop going to a place we used to drop a lot of coin in. Had a local shop call the other day, wondering when I was going to order our holiday spread. "Well, you say i need a mask to go in so I went somewhere else!" Got the whole "I am trying to not get sued! How heartless can you be to cut me out because I have to protect myself!"

Again, their choices lead to me leaving, but it is my fault.

Silly buggars.
Posts: 823
Incept: 2018-01-29

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SJW's. They will crater the thing
Posts: 31
Incept: 2020-04-03

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Mom is getting to where she can use some help (85+) so I'm getting out of the place I'm part owner and hope to take $50K when it's all done. Not magic money but wouldn't mind multiplying it a couple of times. Burn it down. Among other things I would not be sad to see the global equity markets dump by 50% (or more), bitcoin to dump under $15K and Microstrategy to blow up (last one just for the entertainment value).

Some of those 100+ special ivermectin uses should speak up soon too, of fuk them as well.

Dusted off this nice song
Jump you ****ers
Posts: 6845
Incept: 2008-12-09

Spokane WA
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There isn't any protection.
Posts: 177821
Incept: 2007-06-26
A True American Patriot!
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@Larryboy - you make clear that if they do it or allow it you will play the last game.

It's called Scoreboard.

I don't give a flying **** if you're offended.
Posts: 133
Incept: 2016-10-21

Ontario, Kanukistan
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Everyone of the companies that are demanding the jab, need to go belly up. This is NOT the law of the land. This is stupidity on their part and they deserve to go bust.

Hubby and I went to a large Canadian restaurant chain at least once a month. We also owned stock in the company. When the whole passport mess started, we stopped going (even though we would be allowed to eat outdoors) and sold their stock.

I also find it hilarious that poor old South West was the only airline to be bothered by the weather over the weekend. More airlines need to follow their employees' example.

I identify as vaccinated.
God is great!
Beer is good!
And people are stupid!
Posts: 7502
Incept: 2008-05-19
A True American Patriot!
Caution: Congress at Work
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Everything is paid off with a nice egg for retirement.

Thanks to Tickerguy's guidance over the years... :)

jihad pressure cooker tea party guns Constitution Bill of Rights play doh squiggly line prepper home garden cluster****
Posts: 48
Incept: 2012-12-29

Windsor Colorado
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Yet, we distract people from this to their ruin, for a while making retirement the goal for too many. Funny how most never get to it in a joyful and satisfying result.

You are a wise man, thanks for the lesson
Posts: 52
Incept: 2013-04-16

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I love this ticker! I have been my own money god since covid started last year. Right at the beginning of March last year we bought new beds from The Original Mattress Factory. Went to the store, picked out our mattresses, paid in full with a check. That was a Saturday. The following Tuesday I think it was, Dicktator Wolf mandated that all non-essestial businesses be closed. The store called and told us that the delivery of our mattresses would be post-poned and they did not know when they would be delivered. I got a hold of a company manager and told them that if my stuff wasn't delivered as promised, I will promptly cancel my check for $2500.00. "But mamm, Wolf ordered everything closed!" I told them I didn't care what Wolf says. If my mattresses are not delivered you are out of $2500.00.
Needless to say, they sent somebody to deliver and set them up as previously agreed upon. Turns out that $2500.00 means something to The Original Mattress Factory.
My other experience was this year at our local garden center. I went in at the beginning of May. Beautiful sunny 75 degree day for western Pennsylvania with a slight breeze. Half of the center in inside for house plants and fertilizer and check out and the other half is outside for shrubs, trees and annuals, etc. There was an employee stocking outside and saw me without a mask and asked me to put one on. I looked around and there was nobody around me. I told him you gotta be kidding! I have spent thousands at that center in the past. No more. I went down the street to their competitor and spent all my money there. No mask required. I kept all of the receipts and plan on giving the receipts to the nursery next spring. They will never see another dime.
One more and I will stop but I do have many stories.
Also at the beginning of this year a new bakery popped up near my office. They were delayed in opening because of covid. I stopped in to buy something (support local, ya know) and they asked me to put a mask on. I said no. I told them that their cake decorator had her snoot inches from the cake she was decorating, without a mask and was BREATHING all over their cakes spreading disease. I won't be back and I tell everyone I know about these businesses.
**** 'em. I have always been about supporting the small guys but if they won't stand up for themselves then I won't support them. I will go to the big box where their employees are too scared to fight you back.
Posts: 52
Incept: 2013-04-16

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@Robackrman...Yep. The themomator was a line in the sand for me too. When restaurants were permitted to re-open per our Dicktator Wolf and that nasty boy-girl Levine, we were going to lunch at a local place. They were struggling a bit because they opened just prior to covid and were not well known. When we walked in we were the only people inside beside the two people on staff! He wanted us to step up to one of those temp machines that take your picture and temp. I told him to shove it! We left and I think they are closed now.
Posts: 39
Incept: 2013-02-13

Central Missouri
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Wife and I have been out of debt since 2009 and I mean total debt, company is paid for, house, cars, everything. We can afford to go do most anything we want but this ****ed up mess has caused us to not want for much, therefore we don't. We get joy out of being home, taking care of the house and yard, I tinker on my hotrod, cook meals better than any restaurant, take walks, visit with family and neighbors. We don't go to restaurants, concerts, take vacations... none of it. **** them. I won't fly anymore... 6 trips to Europe in the last 18 years, no more. We are actually enjoying being "minimalists" if you will. The freezers are stocked, the pantry is stocked.... as I like to say to many now days - "not with my money". Working on getting my taxable income down as low as possible.

It's never too early to start drinking... but sometimes it is too late to stop.
Posts: 7
Incept: 2021-02-08

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Easiest decision I ever made. Local UPS store made customers wear face diapers after the local government dropped mandate. Frigging maroons. I went to the FEDEX store 300 FEET away.
Posts: 4
Incept: 2021-05-20

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My wife and I have been subscription holders for over twenty years with the Cleveland Orchestra. They instituted vaccine or negative test within 48 hours. Also you have to wear the tard rag. I called them and canceled my subscription and asked for my money back. My package comes to around $1500 a season. We also dine out before the concerts. It is usually around $100 for dinner. Money that will stay in my pocket not in the economy.
We also go out skiing every spring out west. We wont be going this year as Vail resorts has mandated the tard rag in their lodges. Our annual trip usually costs us about $3000.
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