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User Info Did You (Not) Labor Yesterday? in forum [Market-Ticker]
Posts: 55
Incept: 2021-01-28

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Contra-2 wrote..
The Leftists/Bolsheviks have pushed their Citizen repression agenda too hard. The air is starting to come out of their COVID scam. And, the more these medical police state tyrants push the bigger the hole they make in their own balloon.

Well all else fails, they take you to war. They still have that Ace in the hole.
Posts: 7
Incept: 2021-08-15

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I couldn't agree more about gardening. After 3 years gardening in California I was getting some decent results. After more than a few failures to harvest. Then I moved to Montana, I am on my second dismal garden this year, but at least we got some squash, tomatoes and cucumbers out of it. If the frost holds off long enough we will get some corn. It's not easy and the garden requires daily attention. Oh and getting going is not cheap either. Economy of scale is a huge factor when it comes to growing food at home. The only way it makes financial sense is if you stick with it for many years.

Also, supply line disruptions are real. Sourcing parts for anything mechanical right now is a bitch. On automotive related things if there is no OEM contract for a certain type of part (it is no a longer a new production part) the factories just aren't making the stuff. I believe this relates to the current ticker. There must be worker shortages and the suppliers are putting the majority of their efforts into making parts for new production vehicles because they have a contract that requires them to deliver a certain quantity of said item on a monthly basis, or face penalties or loss of contract. I used to make one phone call to order my parts and they all arrived at my shop before 5AM the next morning in the drop box, from one warehouse, for a 12 dollar delivery fee. Now phone calls are discouraged, online ordering is preferred, no open accounts or net 10 billing. AND, my parts come from 2 to 5 different warehouses because none of the suppliers have all the parts needed to rebuild one complete transmission all in one place at one time. Oh and since the coof happened, UPS has massively increased their rates and decreased their level of service, so a hundred plus dollars for shipping on a total parts order is the rule, as opposed to the exception. It isn't going to get better. If Karl is correct, and I think he is, it is going to get significantly worse in the near future. Stock up now on nonperishable items that you know you are going to use. Especially if you can find them on sale. Laundry soap, TP, paper towels, motor oil and filters for your cars, you name it, it is going up in price, and getting harder to find every day.

But hey, we are going to "Build back better" /gag
Posts: 55
Incept: 2021-01-28

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@Troymt totally agree on all accounts, brother. The capex was non-trivial...and we're growing an heirloom orchard on heavy clay, and breeding endangered poultry species. It was a matter of building community - making friends with local farmers, building a "tribe" with ex-mil friends, befriending just about every arborist in my region. A lot of it was also learning more sustainable growing methods, e.g., horseradish mitigates powdery mildew in apple trees. Weird **** like that that is lost to time if we don't consult with Old School men and women.

Speaking of parts other than for my Mahindra, my "truck" is a 2015 Ford Focus. 44k miles and the instrument cluster just went screwy. Since it's so heavily regulated - apparently, Ford needs to program it and then ship it - the car needs to sit on the lot until the dealer receives the part. Well, the backlog on the cluster? At LEAST a month. Thanks but no thanks, that was God's way of confirming my gut instinct yet again. Go mechanical, go resilient.

Last year, Washington decided to appeal to the worst of mankind: Fear and anger. That is no way to foster civilization. We're going to Build Back Better alright. But it's gonna require a lot of hard work by people sitting on their asses right now. Otherwise, frankly, they won't eat.
Posts: 70
Incept: 2021-04-21

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"I think more people are figuring out the single-income model for a household isn't such a bad deal. Husband can stay home, homeschool the kids, tend the garden, maintain household, go to the range, prepare healthy meals, have more energy for the evening, and still have time to get made-up and looking nice and happy for when his wife comes home." Fixed it for you.
Posts: 4250
Incept: 2011-04-14

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I am 61 and all of my life, people who were looking for a job were looking for a job with benefits. Now, I am not a tax guy so answer this for me. If a company gives you a benefit with your salary, is the benefit tax free to you yet deductible for the company? If the company pays you extra cash so that you can buy it yourself you certainly have to pay taxes on that income.


Edit: As for altering the deal, how are people going to react if the SS/Medi deal gets altered in a few short years?

Here are my predictions for everyone to see:
S&P 500 at 320, DOW at 2200, Gold $300/oz, and Corn $2/bu.
No sign that housing, equities, or farmland are in a bubble- Yellen 11/14/13
Trying to leave the Rat Race to the rats...

Reason: Added SS question.
Posts: 176905
Incept: 2007-06-26
A True American Patriot!
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In many cases yes, it is @Flappingeagle.

BUT there are catches. For example, for health insurance the COMPANY must pay 51% of the premium, which limits what they can deduct out of your check. There are other rules related to differential amounts that can be taken too. Break one of those rules and the "above the line" (effective tax-free) treatment goes POOF! and blows up in the company's face.

I don't give a flying **** if you're offended.
Posts: 4384
Incept: 2007-11-27

South Houston
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Most in the bar know this but I will post it here for motivation.
My wife and I said **** it a while ago (5 years). Took a break. Analyzed life. She built a company, I take care of the house and homeschool. I manage lifeguards on the side for fun. I have a degree in mechanical engineering and used to build airplanes.
It is possible, and for those that are struggling with it, do it. Get out of debt and do it. Its scary at first then opportunities happen.
And yeah, people that need help are offering a **** ton of money to get me back.
Posts: 17
Incept: 2012-07-01

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@Blanca couldn't agree with you more.

Unfortunately right now both my wife and I work for companies that are behaving like tyrants. We both are submitting our vaccine exemption requests tomorrow to buy a little time to find other jobs. If they don't approve our exemptions we are going to make them fire us. If that happens we will lose hundreds of thousands of dollars in long term incentives. But if you don't have your health, you have nothing. We both have side hustles we are working on turning into future careers free from Corporate America. But this is happening a few years too soon for our plans.
Posts: 47
Incept: 2021-04-12

London, UK
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Nedpuddleman - But if you don't have your health, you have nothing.

It never fails to surprise how few hold that view. They've been good little sheep with shots 1 and 2. Now most of them will take a third, and to them I can only note... good luck with that.

Yours... intending to be the lone survivor of London
Posts: 831
Incept: 2016-02-11

Pacific Northwest
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Today the radio announced that the WA Nat Guard will pay for all of your college if you sign up.

They must be desperate for bodies. Not my kids. Biden has some-- use his first.

Posts: 205
Incept: 2016-11-09

New Yersey
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Yup. Growing your own food is tough. I've been at it for almost a decade now, with last years garden expansion giving me more practice. I think I have something like 600 square feet, of which about 80% is planted during spring/summer/fall.

I'm still in starvation mode of learning. Last year more cucumbers than I knew what to do with. This year....four. But a great year for tomatoes.

The one true food (vitamins and protein) that seems mostly vermin and pest proof has been string beans. Everything else has a critter that consumes as much as I do, from crawling and flying bugs to warm blooded creatures that dine on the flowers before things fruit. And forget corn and racoons! Running a buffet for all manner of beast sucks.

The corporate stuff keeps me away from doing the right thing for the garden in a timely manner. I spend more time weeding once a weekend than consistently finding 30 minutes a day through the week.

Received an update recently at our company, they are holding off for now on mandates. Whatever. I'm growing increasingly jaded in giving any more of myself.

Let's see what Biden says tonight, what is in the 6 prong attack on the Covid. These Covids are worst than the Al-Quedas!

At least we can be thankful he's a feckless worn out rag. No energy to get things done, so his bolshevist minions who can't seem to get on one page, just push things in the wrong direction slowly, at least it isn't a sudden collapse.

I am truly on the fence on staying at work. It seems ok now, as someone commented above, just keep on putting savings away.

The Lockdowns Will Continue Until the Morale Improves!

I keep thinking, "it can't get any worse" and then it does!
Posts: 765
Incept: 2009-03-05

Sunny UK
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@Calrissian "Yours... intending to be the lone survivor of London"

Maybe I'll come down and say hi, as I'm intending to be the lone survivor up in the east midlands as well :)

@Wayiwalk - Problem with putting savings away is that inflation steals it from you just as surely as any other tax would. Better to find physical goods that have intrinsic value to you and use those as a store of wealth that will be helpful in the event of the worst. Canning veggies/fruits, ammo (assuming you can buy Freedom Insurance like that where you are), maybe even **** like solar/batteries as a backup system, etc, etc.
Posts: 6594
Incept: 2008-12-09

Spokane WA
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I'm glad I had the chance to see a bit of England and Scotland before the world went bat****. Alas, never again.
Posts: 391
Incept: 2008-11-29

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IN Japan, health care in socialized and rates are relative to income. Now retired, our cost is ~$400/month for me and wife, with a 20% co-pay. If that amount goes over -$1k, tax deductions kick in. At age 60 here, you begin to pay for Long Term Insurance and that is about ~$100/month for us.

Re @Radiosity on inflation eating savings, I remain in mentally flummoxed. The dynamic screams inflation and that has started, but, when the bubble bursts, deflation is surely a long way down. The dart board is a moving target in my thought experiment.
Posts: 271
Incept: 2021-07-10

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@Bakerv Works for me. Lots of range days, and she can even take a day off from work once in awhile to spot for me!

If ye love wealth better than liberty, the tranquility of servitude better than the animating contest of freedom, go home from us in peace.... Crouch down and lick the hands which feed you. May your chains set lightly upon you, and may posterity forget that ye were our countrymen. Samuel Adams
Posts: 6594
Incept: 2008-12-09

Spokane WA
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"The dart board is a moving target in my thought experiment."

I'd like "just" a moving target.

In mine, the world is on fire and I'm blindfolded.
Posts: 216
Incept: 2013-08-19

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I continue to labor for my company, but looking for the off ramp down the road. It seems like every year I figure out how to shorten the window. Now I am hoping to retire at 55. Not sure how much more I can squeeze out of it.

I have been WFH for the past 18 months. Between COVID and a new role I may be permanent WFH. That has really helped my side gig - gardening. I grew up a farmer, and I would need to classify what I am doing as farming now. I plant a little over an acre, have a road side stand and sell at the local farmers market.

Every year I budget for a certain amount of capital investments. Last year I bought a new tractor and covered payments for it with cucumbers and tomatoes. This year it was running electric and water to the shed, and trellis system for the cukes and tomatoes. Tomorrow I am picking up a new disc. Next year it is drip irrigation. It was dry this year and I spent a lot of time dragging and placing soaker hose.

I also invested in some good landscape fabric this year and some new LED grow lights. I tried some new products - lettuce, green onions, arugula. Every year I tweak my methods.

Taking notes and planning is key. I keep a spreadsheet with my garden plots, everything I plant, schedules, spacings, what/when to spray (potato bugs and cucumber beetles get me every year). I start stuff and transplant into the garden. I have limited space for starters so everything needs to flow. Green house may be next, just havent pulled the trigger. If that got me over the hump and got me onto the off ramp sooner I could justify it.

My wife and I can a lot of produce. I got laughed at for buying up jars and stock piling when ever I could find them over the past 18 months. They didnt laugh when they couldnt find them when they had produce ready.
Posts: 7330
Incept: 2009-02-28

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Isn't it time for a Magna Carta moment? **** the Parties, Communists and NAZI's. The people can't have an insurrection. They are the real rulers of this country. They rig elections, then tell us we can't look. If they weren't rigging elections, why won't they let us look. It don't matter who won. What matters is they are rigging elections. Same with Fauci and the bull****. It isn't his game. He is a well placed pawn. Then it is stuff like total bull**** history and the gay flag. I don't care if they do what they do in private, but keep it on their side of the track. We are being held down and raped by a group that shouldn't be running a trash dump.

The only function of economic forecasting is to make astrology look respectable.---John Kenneth Galbraith
Posts: 92
Incept: 2014-01-01

land of maņana
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I just had to have a new engine put in my f150. It took 7 weeks and a lot of phone calls from my mechanic before it showed up. He told me they are also having an awful time getting certain batteries.
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