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2018-02-14 07:00 by Karl Denninger
in Editorial , 191 references Ignore this thread
Dumb and Dumber -- And A Scam
[Comments enabled]

This is the sort of "story" that passes for "news" or even "a feature" today.

A couple’s plan for a better life has been sunk.

Nikki Walsh, 24, and boyfriend Tanner Broadwell, 26, decided nearly a year ago that they were tired of working.

“How can we live our lives when we’re working most of the day and you have to pay so much just to live?” Walsh, who booked time-share tours for a living, said to The New York Post.

Heh, I know someone like that.  My daughter.  She doesn't buy into the "traditional" rat-race, and if you read my column you know that she's finding her way -- including by selling artwork she produces on her own and working various jobs.

It's a perfectly good choice; you can be "rich" by either having a lot or needing a little, and it's surprising how little you really need.

But -- as someone who has been around the water all my life, and as someone who has owned boats up to 45' in length, all of which I ran and maintained myself, this sort of story really pisses me off.

See, being on land is one thing.  You have a few thousand or even a few hundred, if you have somewhere to run if things go sideways, you can get your ass to the nearest Greyhound station and life will stop sucking really, really badly.

That's not say that having your tail between your legs is fun -- it's not.  But it's not one of those it's all gone moments, you know.

Second, these two bought a 50 year old sailboat -- and a 28 footer at that.  The make and model isn't specified but this much I know -- if you don't know boats pretty well, and what to look for, then that 50 year old boat might be barely floating.  Which means it can go from "floating" to not pretty damn fast.

Second, while "sailing the world" in a 28 footer is possible and people have done it, it's not to be taken lightly.  There just aren't that many truly offshore-capable sailing vessels -- or powerboats for that matter.  There's a hell of a difference between a boat intended for coastal use and one you intend to take into truly blue water for oceanfaring.  They are not the same thing.

Now add to this that the story says these two were novice sailors.  In other words, they didn't know what they didn't know, which is the most-dangerous sort of ignorance.  I'm not personally familiar with John's Pass (although I do know where it is and have run Clearwater Pass several times as there's a nice city marina there when in transit) but they found out the hard way that not knowing what you're doing can be a severe problem when they grounded the boat -- and sunk it.

This much is clear though from looking at the chart which any minimally competent boater should have done well before trying to navigate it: The relatively deep water channel is very narrow and there are very shallow areas right up against it which someone with experience knows means it's very possible that the exact demarcation between "plenty of water" and "aw crap" is likely not exactly as-marked.

In other words unless you know where the shallows are you pick your day and time to run that thing and you do it dead slow where either instrumentation or eyes are sufficient to alert you what happens, happened.  This may well mean that at a given time when you wish to run said pass (in either direction) it simply is ill-advised and you don't go at that time.

It's one thing if you're local and navigating it frequently. 

It's another if you're not.

So boo hoo, hiss hiss, they learned the hard way.  They had no hull insurance, quite-possibly because they bought the boat without a survey and no insurance company will write hull insurance without one, especially on a 50 year old hull.  They also didn't know what they were doing, and I suspect no insurance company would have written on it anyway given their intended plans and lack of experience.  Unlike a car there is no legal requirement for insurance on a boat -- if it sinks, tough cookies, and if there's environmental damage as a result guess who gets the bill (you!)

But now we have these two playing the "gofundme" scam for..... what, exactly?

I say screw that and nobody should give them anything.  Look, chick-a-dee and guypal, life teaches lessons.  Some of them are cheaper than others.  This one's not all that expensive as lessons go -- nobody got killed or seriously hurt and it was only your property that got destroyed, not someone else's where you get immediately sued.  Suck it up, figure it out, and move on.

Panhandling because you were stupid ought to earn a big fat wad of spit in response rather than sympathy.

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Snowman
Posts: 1939
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avoiding yellow snow
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The part that gets me the most?
"Money isnt everything!"
So why are they asking for money, crowdfunding?
Rollformer
Posts: 221
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Are you sure these aren't the Zero Hedge commenters who keep losing their gold and guns in a boating accident?
Bodhi
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Georgia
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Their GoFundMe page is now over $15,000. Stupid is contagious. smiley
Phdude
Posts: 138
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NJ
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...and their gofundme has > 15k.

https://www.gofundme.com/new-sailing-lif....

Apparently panhandling works. At least it's not coming out of my taxes (or is it?).
Ktrosper
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ft collins co
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24yrold and 26yrold wrote..
...decided nearly a year ago that they were tired of working.

Ahhh, Ok. Good luck with that.

And no, I don't begrudge them for running off and living their dreams, but sometimes life kicks you in the teeth and things don't go as planned. When that happens, the honorable thing to do is to suck it up, learn from it and move on. Sucking it up might mean *GASP!* working your ass off to recover from the consequences of your actions. Begging to avoid paying the price for your decisions is so "snowflake" isn't it?

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The unexamined life is not worth living.-Socrates
The only stable state is the one in which all men are equal before the law.-Aristotle
Liberty exists now in the spaces government has not yet chosen to occupy.-Doc Zero
I anticipate that 10 Dallas Cowboys Cheerleaders will blow me this evening.-K.D
Click
Posts: 121
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They were lucky the craft sunk so close to land and during good weather.

I have a family member who actually built his own craft and traveled the entire length of the Intracoastal Waterway. That was his retirement dream. You're right, Karl, there is a huge difference in boating close to land and out into open sea. Sailing, by the way, entails a lot of ****ing work. The boat doesn't sail itself. So if anybody is looking for a leisurely adventure, don't choose a DYI life on the water..

Private charity and funding sites ( including most NGOs) end up "funding" ignorance and poor choices, and that's why my charitable contributions are made with due diligence. I actually like the idea of giving to a real person vs an NGO or a church, so GoFundMe is actually a good concept in my opinion.

Personally, I have no problem from time to time with helping somebody who needs help getting back on his or her feet --- even an imbecile... I just don't make a habit of it.

Finally, I'd say some of the best adventures I've ever had actually cost the least amount of money. A summer spent in the Alaskan Bush, for example, doesn't have to cost much. And there is plenty of organic protein to fish, trap and hunt. Boating in Alaskan waters, and I've done a fair share of it, is not the safest adventure, however, and novices should stick to warm waters.

Gold prospecting in the Arizona desert during winter is also a cheap adventure --- and a good one. You don't have to actually hit the mother load to strike it rich. Living in the desert is it's own reward and doesn't require the aptitude and skill necessary to sail the globe.

Currently, I'm trying to decide my next adventure. And it'll probably have something to do with prepping, primitive living and/or farming and nothing to do with sailing...

Sailing is not really my cup of tea. But if I lived in a place where the waterways could carry me safely out of harm's way during a grid-down SHTF, I'd own and escape in a boat and avoid the interstate in a bugout boat...
Bagbalm
Posts: 5350
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Just North of Detroit
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About 30 years ago a friend with a big sailboat taught me to sail. He was one of those guys who wouldn't crank up the motor for anything. He'd ask what you thought your great grandfather did then he had to bring the boat up a creek and dock at the plantation without a motor? I can't remember the make or size of the thing. 32 foot sticks in my brain but could be off. It was a big-assed boat in my estimate and learning to bring it up to just kiss the dock and not ram the damn thing to tie off was HARD. I barely learned to take it around a big lake and the idea of taking it out on the ocean would scare the snot out of me. I never had to deal with big waves or a storm. Maybe after going out with somebody who had 20 or 30 years experience on the ocean I'd THINK about doing it myself. People are idiots.
Quik49
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This is the everyone gets a trophy crowd....that is now the nobcy wants has a consequence crowd...

wheres that rusty chainsaw?

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Long Vaseline....

Dasana
Posts: 1
Incept: 2016-04-02

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.. and now these clowns have already raised $15k+ in just 5 days, ($5k more than what they had set as a target). That's the world now.

Tickerguy
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A True American Patriot!
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Yep.

My next door neighbor when I was growing up was a "yachtie" (sail) and looked at powerboaters as *******s and snobs. He was also one of those guys who could come into his slip UNDER SAIL and never start the auxiliary -- safely. By the way, that is ****ing HARD.

Oh, and he was a nuclear physicist too. A real one.

I know power vessels quite well, including both operating and maintaining them. If it can be reasonably single-handed (and yes, you can single-hand a 40-45 footer safely IF you think and have the experience) I can run it without assistance, and have no qualms, with proper planning, going offshore in one.

But when it comes to blowboats I know HOW to sail, in that I can get the boat to point and travel from "A" to "B", but I am by NO MEANS qualified for blue water in one.

These two, on the other hand, appear to have been qualified to live on a boat TIED TO A DOCK, using it like a condo. Otherwise, well, not so much.

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Winding it down.

Aquapura
Posts: 699
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South of Canada
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If there is any hope left reading the comments on the original article is encouraging. Matches the sentiment here on the Ticker. I'm all for people going their own way in life but don't ask me for a handout when you fail by your own stupidity. When I've made bad decisions that cost me I've always gone back to work and saved for the next run at something. Seeing that there are bigger fools willing to contribute to their scam maybe I should setup a GoFundMe to make whole all the losses I've had in life. With that back maybe I could sail the world too...
Smacktle
Posts: 1855
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Texas
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Looks like the lesson learned here is live my dreams and if something bad happens someone will bail me out.

I wish they had go fund me back in my younger days! I had to bail my self out a bunch!

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The faults of the burglar are the qualities of the financier.
- George Bernard Shaw
Mangymutt
Posts: 505
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Vancouver WA
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Go Fund me is a joke, how do you know the money is going to go where it says it is. Just like some convenience stores have coffee cans with someones picture on it sitting on the front counter, and they are asking for help with a funeral or terrible accident or what not. How do I know I put my $1 in it will go for Johnnies funeral and not for bud for Johnnies buddies to smoke while they are at the funeral.

But the go fund me that bothers me the most are the ones asking for medical assistance....WTF!!!!!!

I thought everyone was now supposed to have health insurance covered. If that is the case why are people asking for operations to be funded?

And just how much is skimmed off the top by GoFundMe?

And Karl, you mention a real nuclear physicist. My senior year in high school I dated a girl whose father was a nuclear engineer at Handford. Her father was NOT happy she was dating me and in fact made comments along the lines that she should only date engineers and the such. Nice family though.

Ktrosper
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ft collins co
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Smacktle wrote..
I wish they had go fund me back in my younger days! I had to bail my self out a bunch!
nah, you're a better man for it... This "generosity" is costing these 2 a valuable life lesson that could very well end up killing them in the end... They are gonna feel empowered and sail off together on their next adventure, totally clueless that actions have consequences.

Good for the sharks, bad for them.

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The unexamined life is not worth living.-Socrates
The only stable state is the one in which all men are equal before the law.-Aristotle
Liberty exists now in the spaces government has not yet chosen to occupy.-Doc Zero
I anticipate that 10 Dallas Cowboys Cheerleaders will blow me this evening.-K.D
Tickerguy
Posts: 151650
Incept: 2007-06-26
A True American Patriot!
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Sharks need food sources too, you know.

Sorry not sorry.

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Winding it down.
Naomi_cas
Posts: 853
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"This "generosity" is costing these 2 a valuable life lesson that could very well end up killing them in the end... They are gonna feel empowered and sail off together on their next adventure, totally clueless that actions have consequences. "

I cannot agree more.

I quickly figured out as a kid that I had to get evidence of my being independent, I refused to have anyone help me with math in my home work, and insisted in finding my own way WITHOUT HELP. The mental path you take in discovering the solutions is priceless.

You do not have a business if your folks (or friends of) are buying your stuff.

That is also why I have had a bunch of internet aliases, I would always want to know what in my work people like or not and I cannot figure that out if my friends are "interfering".

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with friends like this, capitalism needs no enemies
Chaparral
Posts: 309
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Los Angeles
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^ yep..

Zulu Foxtrot Golf
Gauntlet33
Posts: 50
Incept: 2009-03-30

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I feel sympathy for them, but not for their situation, but rather because they look, and apparently are, stupid. I also hope they learn a lesson from this (prepare and provide for yourself, and not the "let God and nature/society provide" mentality, but I doubt they will.
Vernonb
Posts: 1973
Incept: 2009-06-03

East of Sheol
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I find these "GO****ME" sites to be nothing more than parasite paradises. I put money in I expect something unless it is real charity. Amazing how many people use these things to evade financial responsibility for their actions.

Reminds me of last girl friend that expected everyone else to pony up for her stupidity and bad decisions. My final response when she wanted about 15k.....adios. You did this to yourself. Always something with her. And this is my problem because of........?


Such things are not the actions of responsible people...before or after the incident.


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"Mass intelligence does not mean intelligent masses."
Naomi_cas
Posts: 853
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"Maybe after going out with somebody who had 20 or 30 years experience on the ocean I'd THINK about doing it myself"

Watch "Maidentrip" and a 16 year old girl sailing the world alone on a boat she helped her father restore (crucial).

Sailing (I never thought of powerboats as real boats) is a matter of talent and ...I was going to say "immersion' to mean intense and daily experience. I spent many summers in Saint Malo France (the city of Corsaires...and a few pirates I am sure). The rocky coast and the tides are unforgiving, and you get the idea showing up on the first day of vacations and finding -not uncommonly- a couple of bodies on the beach (from overnight fishing I guess). I found that a few local local 14 year olds were more than good enough to compensate for my lack of sailing skills, in any but extreme weather conditions.

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with friends like this, capitalism needs no enemies

Reason: Laura's age
Nickdanger
Posts: 701
Incept: 2011-06-12

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Does GoFundMe and other sites that do the same thing issue 1099's on the funds? This could be an unexpected shock at the end of the year.

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Grammar: the difference between knowing your **** and knowing you're ****.
Tickerguy
Posts: 151650
Incept: 2007-06-26
A True American Patriot!
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They better not under the law anyone can give anyone $10 large or less a year (probably more now haven't cared in a while) without tax consequence.

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Winding it down.
Whitehat
Posts: 325
Incept: 2017-06-27

The People's Republic of New York
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not all millennials are like this, but this video is the bomb.


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There are two ways to be rich: One is by acquiring much, and the other is by desiring little.
snow, seasons, distance and dirt roads: SSDD
"Be not deceived; God is not mocked; for whatsoever a man soweth, that shall he also reap" (Gal. 6:7)
Happytrails
Posts: 349
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Northern California
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Click, you're right, they are damn lucky to have sunk where they did. And that $15K in their sucker fund is a drop in the bucket of $$ needed to outfit even a decent sailboat to undertake an open water passage, let alone a 50 YO piece of junk. We sailed for almost 20 years before switching to a power boat and the closest we got to open water sailing was the San Juan and Gulf Islands. When I first read that story, I got chills just thinking about their stupidity.
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