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When the Savings and Loan crisis occurred in the 1980s, the Boomer prosecutors investigated every detail, made thousands of criminal referrals and had numerous convictions. The 2000s financial crisis is much worse, and yet there has not been even one criminal referral or conviction. . .this is the huge difference with the Gen-X culture: Boomers had no problem prosecuting other Boomers, but Gen-Xers adamantly refuse to investigate and blame each other, even for serious crimes.